Delaying Social Security until 70 can boost monthly payouts, but only a small share of Americans do it. Here’s why waiting too long could backfire

Here's what conventional advice often overlooks.

Planning to delay Social Security? Here's why you may not be able to.

Don't assume waiting is an option for you.

Is Waiting Until Age 70 to Claim Social Security Benefits the Best Financial Move?

Waiting to claim Social Security benefits until age 70 would maximize your retirement income and secure a stronger financial ...

Claiming Social Security at 70 Sounds Safe -- but It Can Be Surprisingly Risky

Claiming Social Security early isn't always a bad decision. In fact, it might be the right choice for you. It's no surprise ...
RealClearMarkets

A Case for Early Social Security Invested In Gold

Conventional investment advisors generally recommend that seniors delay taking Social Security as long as possible to maximize their lifetime benefit. The logic is simple: waiting until age 70 locks i ...
Morningstar

My pension enables me to delay Social Security benefits. What if I want survivor benefits sooner?

'I have a higher monthly pension benefit until my Full Retirement Age of 67' "I receive a higher monthly pension benefit until my Full Retirement Age (FRA) of 67, after which the benefit is reduced." ...
24/7 Wall St

Suze Orman Says Delay Social Security if This Factor Applies to You

Delaying Social Security until 70 results in benefits 76% higher than claiming at 62. Seven in 10 retirees who wait until 70 receive more total lifetime income. Follow 24/7 Wall St. on Google By ...
NBC DFW

Social Security checks go out this week. Here are the changes for 2026

If you are among the more than 70 million Americans who will receive Social Security benefits in 2026, there are several changes to the program that will impact your payments. Among the key ...