Community bankers have thrown their support behind proposed legislation that would change the way a critical deposit program is regulated, saying it would help them compete against large banks. The ...
The maximum amount per account — $250,000 — that the Federal Deposit Insurance Corp. will guarantee is too small. The swift failures this spring of Silicon Valley Bank, Signature Bank and First ...
Financial Word of the Day – Antidisintermediation: In 2025, 45% of banks increased rates to stop deposit flight. This is antidisintermediation. It means money stays in banks instead of moving to risky ...