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Here's What Happens When Your Credit Score Reaches a Perfect 850

Congratulations -- you've just reached credit score perfection. Now what? Going by the commonly-used FICO® Score system, 850 is the highest credit score possible. That means lenders see you as a very ...

Want to Increase Your Credit Score? Here's How Much You Should Actually Use Your Card

Learn how much of your total credit you should be using to boost your credit score -- and when you're spending way too much.

What Is the Average Credit Score for People in Their 40s and 50s? How Do You Stack Up?

The average credit score for Americans in their 40s and 50s sits in the low 700s, which is good enough to access credit but ...
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Here's What Happens When Your Credit Score Reaches 850

Wondering what a perfect 850 credit score gets you? Unfortunately, aside from some bragging rights, not much. The truth is that any "excellent" credit score -- that's a score of around 800 or higher - ...