Los Angeles fire insurance expert Richard Giller joins ‘Fox & Friends’ to shed light on why some Californians were dropped by insurers before the wildfires broke out.

California is the US state most affected by wildfires as of 2023, according to the National Interagency Coordination Center. Extreme heat and longer droughts have driven more intense fires, and that has prompted insurance companies to flee.

The wildfires that destroyed homes in multiple sections of the Los Angeles area will test California’s efforts to stabilize the state’s insurance marketplace after many insurers stopped issuing reside