HDFC Bank's impressive performance in the December quarter was smudged by its high loan-deposit ratio, which the management will have to navigate to achieve their industry-beating ambitions.

HDFC Bank is expected to record Q3 net profit at Rs 16,650 crore and NII is estimated at Rs 30,690 crore during the quarter in review.

India's HDFC Bank on Wednesday reported third-quarter profit largely in-line with analysts' estimates, helped by an increase in net interest income (NII). The country's biggest private lender posted a standalone net profit of 167.