Lower interest spreads lead to lower return ratios. Sure, Bajaj Housing has a lower spread, and the business model has less risk by virtue of being a mortgage lender. However, its return on assets (RoA) at 2.5% for Q2FY25 is much lower than parent Bajaj Finance’s RoA of 5% plus seen in Q1FY25.

Bajaj Housing Finance reported a 21% growth in net profit to Rs 546 crore for the September quarter, post its recent IPO listing. The company's total income rose to Rs 2,410 crore, with a notable increase in interest income.

Assets under management (AUM) grew 26% to Rs 1.02 lakh crore as of September 30, from Rs 81,215 crore in the same quarter last year.

Bajaj Housing Finance reports robust growth in NII, AUM, revenue, and profit, showcasing strong financial performance and market leadership.

The housing finance company maintained its AUM momentum with 26% growth this quarter. Shares of Bajaj Housing Finance ended at ₹136.55, down by ₹2.75, or 1.97%, on the BSE.

India's most valuable home loan financier Bajaj Housing Finance posted a 21% rise in its second-quarter profit on Monday as demand for credit remained robust.

The net profit of Bajaj Housing Finance, a non-banking financial company (NBFC), rose 21% year-on-year (Y-o-Y) to INR 546 crore in the second quarter of FY25 (Q2 FY25) from INR 451 crore in Q2 FY24, aided by healthy growth in total income.

Bajaj Housing Finance announced its Q2 results after market close on Monday. The result was the company’s first after its IPO in September. What Happened: Bajaj Finance reported a 21% year-on-year increase in net profit to ₹546 crore in the September quarter.

The company reported a 13% rise in net interest income (NII) for Q2 FY25, reaching Rs 713 crore, up from Rs 632 crore in Q2 FY24. Assets under management (AUM) grew 26% to Rs 1,02,569 crore as of September 30,